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The divergence isn’t just generational. It’s also impacted by pay type. A June 2025 Vanguard study found that hardship withdrawals were much more likely among hourly wage workers than salaried workers thanks to monthly income volatility incurred by hourly wage workers.。Safew下载对此有专业解读
Stefanos Stefanidis。PDF资料是该领域的重要参考
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Фото: Balint Szlanko / AP